Insurance at your speed
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Explore Product Types

Each product type is designed for a different need. Find the right fit for you.

Short Term Medical

Temporary health coverage designed to help protect you during gaps or transitions in coverage.

From $70 / month*

Pros

Medical coverage for up to 36 months
Lower premiums than traditional major medical plans
Fast approval and enrollment
Access to broad provider networks

Cons

Does not satisfy full ACA requirements
Pre-existing conditions typically excluded
Variable durational limits in some states
Benefits may have annual caps

Fixed Indemnity

Predictable, set cash benefit amounts for covered doctor visits, hospital services, and other eligible care.

From $109 / month*

Pros

Transparent fixed dollar amounts per covered visit, event, or hospital stay
No network limitations on fixed benefits. Network access provides opportunities for discounted charges
Helps with out-of-pocket costs and works well beside high-deductible or major medical

Cons

Not comprehensive insurance; benefits follow the schedule, not the full bill
Not a substitute for full major medical
Outpatient, Rx, and non-covered events are typically not paid like a PPO

Telemedicine

24/7 virtual access to licensed doctors and specialists

From $20 / month*

Pros

Talk to a doctor anytime from your phone
Low to No copays or per-visit fees on many plans
Prescriptions sent to your local pharmacy
May includes mental health and dermatology access

Cons

Cannot perform physical exams or procedures
Not suitable for emergencies or acute conditions
Prescription limitations for controlled substances
Availability of specialists may vary by plan

Labs

Lab-testing membership through Quest Diagnostics — $0 at the lab for covered tests.

From $25 / month*

Pros

$0 at the lab for 1,200+ covered tests when routed to Quest
No collection fees out of pocket
One flat $24.99/mo covers you or the whole family

Cons

Membership, not insurance — tests must be physician-ordered and plan-approved
Quest Diagnostics only; hospital, STAT, and esoteric tests excluded
Lab work done without using the benefit isn't covered

* Starting price shown. Final pricing is subject to underwriting questions and may vary based on the underwriting evaluation.

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Trusted Partners

We work with established partners to bring you reliable coverage options.

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Frequently Asked Questions

Find answers to common questions about our plans, enrollment, and coverage.

Insurance at your speed& your direction

Explore Product Types

Short Term Medical

Pros

Cons

Fixed Indemnity

Pros

Cons

Telemedicine

Pros

Cons

Labs

Pros

Cons

Trusted Partners

Frequently Asked Questions

Insurance at your speed
& your direction